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| 1 |
Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public
The Frankfurt Stock Exchange, one of the world's largest trading centers for securities, has over 3,000 United States companies listed. North American and other foreign companies are choosing Europe, over the United States, to go public because of the punishing Sarbanes Oxley Act introduced in the United States in 2002. Written by: Ron Crowe Distributed: 2008-07-31 - Word Count: 786 - Viewed: 78 - Votes: 0 http://thePhantomWriters.com/free_content/db/c/frankfurt-stock-exchange.shtml | |
| 2 |
Reverse Mortgage Costs Are Not Too High
Reverse mortgage costs are repeatedly cited as one of the main reasons for seniors not to get a reverse mortgage loan. However, the same folks that harp on costs as being a reason not to use this financial resource rarely offer a less expensive option or an alternate proposal. Don't fall into the trap of listening to the negative hype without doing your own research. Find out what the true costs are and whether they are justified or not. Compare the cost of a reverse mortgage to the cost of selling your home, downsizing or moving into assisted living. Pull back the curtain and take a good look, then make your own determination. Don't base your decision on an uninformed friend, relative or media reporter. Written by: N. Sioris Distributed: 2008-07-29 - Word Count: 1120 - Viewed: 52 - Votes: 0 http://thePhantomWriters.com/free_content/db/s/reverse-mortgage.shtml | |
| 3 |
Five Reasons Why Nice Girls Don't Get Rich
Based on book Nice Girls Don't Get Rich, this article illuminates five personality types that prevent women from accumulating wealth. Written by: Lois P. Frankel, Ph.D. Distributed: 2008-07-24 - Word Count: 587 - Viewed: 1 - Votes: 0 http://thePhantomWriters.com/free_content/db/f/girls-don -get-rich.shtml | |
| 4 |
The Cost Segregation Study Process for Achieving Real Estate Investment Tax Benefits
Real estate investors and owners can greatly benefit from using cost segregation studies in order to accelerate the overall property depreciation. This may sound baffling at first glance, but when you realize the dramatic current income tax benefit, the advantages become much clearer. Written by: Casey Moher Distributed: 2008-07-22 - Word Count: 908 - Viewed: 629 - Votes: 2 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/m/cost-segregation-study-processes.shtml | |
| 5 |
Reverse Mortgages Are Not Part Of Foreclosure Crises
Many people confuse reverse mortgages with traditional forward mortgages and are hesitant to consider them during the current housing crises. This article explains why reverse mortgages are safe from the chaos going on in the housing and credit markets. Written by: Niki Sioris Distributed: 2008-06-24 - Word Count: 789 - Viewed: 88 - Votes: 0 http://thePhantomWriters.com/free_content/db/s/reverse-mortgages.shtml | |
| 6 |
FHA Loans- Affordability Solutions for First Time Homebuyers
This article discusses the features of the FHA loan, both good and bad, and presents the circumstances under which it’s a beneficial program to the homebuyer. Written by: Jared Martin Distributed: 2008-06-05 - Word Count: 1131 - Viewed: 366 - Votes: 3 - Rating: 4.33 http://thePhantomWriters.com/free_content/db/m/fha-loans.shtml | |
| 7 |
In Fear of Retirement
Many baby boomers are staring at retirement like a deer caught on oncoming headlights. They are not sure what to do or what else to do. They fear that whatever they have in savings just might not be enough. Less than 1 out of 5 workers felt very confident about having enough money for a comfortable retirement, according to the April 2008, EBRI Retirement Confidence Survey. And with good reasons, inflation is zooming at the same time that asset values are flagging. Written by: Daniel Lamaute Distributed: 2008-05-08 - Word Count: 646 - Viewed: 108 - Votes: 0 http://thePhantomWriters.com/free_content/db/l/in-fear-of-retirement.shtml | |
| 8 |
Consolidating of High Rate Credit Card Debt with a 401K Loan
Banks are putting the squeeze on even their best long term card holders at a time when other sources of credit, such as home equity loans for example, are harder to come by. A lot of people are shocked to receive notices that their credit card rate has jumped to as high as 28 percent even though they've kept good credit and an excellent payment history. Written by: Daniel Lamaute Distributed: 2008-04-23 - Word Count: 406 - Viewed: 237 - Votes: 0 http://thePhantomWriters.com/free_content/db/l/consolidating-credit-card-debt.shtml | |
| 9 |
Micro Lending: Find Your Voice And Inspire Others To Find Theirs
Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts. Written by: Robert Thornton Distributed: 2008-04-23 - Word Count: 748 - Viewed: 289 - Votes: 0 http://thePhantomWriters.com/free_content/db/t/micro-lending.shtml | |
| 10 |
For Love and Money - Minimize Financial Trouble In Relationships
All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly. Written by: Kimberly Clay Distributed: 2008-04-16 - Word Count: 933 - Viewed: 179 - Votes: 0 http://thePhantomWriters.com/free_content/db/c/minimize-financial-trouble.shtml | |
| 11 |
What's the Scoop on Payday Loans?
What is a payday loan? A payday loan is a loan provided until your first or second payday that rarely exceeds 30 days, in most cases not to exceed 14 days. It is a high interest loan with no credit check. Written by: Robert Thornton Distributed: 2008-04-15 - Word Count: 1014 - Viewed: 99 - Votes: 0 http://thePhantomWriters.com/free_content/db/t/what-is-the-scoop.shtml | |
| 12 |
How to Avoid Private Mortgage Insurance (PMI)
There is more than one way to get your desired home without having the 20 percent down payment and avoid PMI at the same time. Written by: Jim Cramer Distributed: 2008-02-20 - Word Count: 523 - Viewed: 144 - Votes: 0 http://thePhantomWriters.com/free_content/db/c/avoid-private-mortgage-insurance.shtml | |
| 13 |
Using a 401K Loan to Stop Foreclosure
A bankruptcy or foreclosure can cripple one's ability to obtain decent credit for many years. In addition, some employers and landlords won't hire or rent to a candidate with terrible credit history. Thus, it is a good idea to discuss all options with a financial planner before ending in bankruptcy or foreclosure. Written by: Daniel Lamaute Distributed: 2008-02-11 - Word Count: 465 - Viewed: 686 - Votes: 0 http://thePhantomWriters.com/free_content/db/l/using-a-401k-loan.shtml | |
| 14 |
Protecting Your Aging Relative's Financial Security
Your aging relative needs help at home. Before hiring home care, take time to protect your care recipient's financial security. It's not that you don't trust, it's that you value prudence. Written by: Denise M. Brown Distributed: 2008-02-06 - Word Count: 425 - Viewed: 166 - Votes: 0 http://thePhantomWriters.com/free_content/db/b/protecting-your-aging-relatives-financial-security.shtml | |
| 15 |
Beating the Stock Market
Many people dream about beating the market through their stock investments. However, is this really worth the effort and is it really possible? Written by: Dustin Johnson Distributed: 2008-02-05 - Word Count: 419 - Viewed: 236 - Votes: 1 - Rating: 5.00 http://thePhantomWriters.com/free_content/db/l/beating-the-stock-market.shtml | |
| 16 |
Deals For My Wheels! How Do I Sell This Thing?
Are you ready to cash in your existing vehicle for a newer model, or are you just looking for ways to unload a gas guzzler? Selling your car can be daunting - from listing to showing and all of that paperwork. But done correctly, your efforts can pay off in the end. Here's a few tips on selling your used car or truck: Written by: Adam Rooney Distributed: 2008-01-30 - Word Count: 500 - Viewed: 701 - Votes: 6 - Rating: 3.33 http://thePhantomWriters.com/free_content/db/r/how-to-sell-a-car.shtml | |
| 17 |
Why Should I Invest In Mutual Funds?
Hoping that the lottery will make you rich is as unreasonable. However, mutual funds have proven that they are a good investment tool that has been successfully used by many, which has resulted in accumulation of a real fortune. Written by: Eric Krammer Distributed: 2008-01-29 - Word Count: 470 - Viewed: 351 - Votes: 1 - Rating: 5.00 http://thePhantomWriters.com/free_content/db/k/invest-in-mutual-funds.shtml | |
| 18 |
Will You Outlive Your Retirement?
Today, Americans are living longer than ever. During the twentieth century life expectancy in America increased from age 47 to age 77. Longer life spans present problems for retirees, however. Assuming some rate of inflation, you will need an ever- increasing income to maintain your standard of living. Written by: Bill Garrett Distributed: 2007-12-26 - Word Count: 1193 - Viewed: 226 - Votes: 0 http://thePhantomWriters.com/free_content/db/g/outlive-your-retirement.shtml | |
| 19 |
Curious Employee Foils Corporate Credit Card Fraud Scam
MOLLY, THE ASSISTANT, Molly treasurer at XYZ Corp. in Miami, opened an e-mail from a former colleague who no longer worked for the organization. The e-mail read: "Hi Molly, there should be a refund of $716 on my old corporate Visa card from the IP Conference. I paid for, but did not attend, the conference and did not turn in the charge to XYZ for reimbursement. Can you have Visa issue a refund check to me? Thanks very much for your help." Written by: Scott Burke Distributed: 2007-12-25 - Word Count: 1411 - Viewed: 196 - Votes: 2 - Rating: 5.00 http://thePhantomWriters.com/free_content/db/b/employee-foils-credit-card-scam.shtml | |
| 20 |
Understanding Credit Card Transaction Fees
Q: I'm starting a new business and want to accept credit cards. It seems that all the credit card processors charge a lot of fees for each transaction. What are these fees? Written by: Scott Burke Distributed: 2007-12-18 - Word Count: 813 - Viewed: 176 - Votes: 0 http://thePhantomWriters.com/free_content/db/b/understanding-credit-card-transaction-fees.shtml | |
| 21 |
All I Want For Christmas Is a New Roof?
What are you wishing for this Christmas? One Ohio florist is getting a new roof that he hopes will not only be strong enough to withhold the weight of Santa Claus, but also to prevent any further rain from damaging his flower shop. Written by: Wesley Berry, AAF Distributed: 2007-12-12 - Word Count: 443 - Viewed: 1629 - Votes: 2 - Rating: 2.50 http://thePhantomWriters.com/free_content/db/b/new-roof.shtml | |
| 22 |
Is Investing In A Trading System A Rip Off Compared To Going To University?
The differences between a university education and that of a financial eduction are massive. Apart from the costs, the main difference is perception. However there is also now a glaring difference between tuition that works and tuition that does not. Most can not see the difference until it's too late. Written by: Dean Whittingham Distributed: 2007-12-11 - Word Count: 828 - Viewed: 199 - Votes: 1 - Rating: 5.00 http://thePhantomWriters.com/free_content/db/w/trading-system.shtml | |
| 23 |
Making Money With Your 1st Or 50th Website Using Google Adsense
If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday Written by: Clinton Douglas IV Distributed: 2007-12-06 - Word Count: 1721 - Viewed: 598 - Votes: 4 - Rating: 3.50 http://thePhantomWriters.com/free_content/db/d/making-money-with-your-website.shtml | |
| 24 |
How Do You Make Money In Currency Trading?
The question, "How do you make money in currency trading?" is being asked by investors and potential investors worldwide as they witness the multi-year downturn trend of the US dollar and upswings in other currencies such as the Euro or Canadian Dollar. Written by: Tom Howze Distributed: 2007-12-05 - Word Count: 727 - Viewed: 168 - Votes: 0 http://thePhantomWriters.com/free_content/db/h/money-in-currency-trading.shtml | |
| 25 |
Section 179 - 4th Qtr Tax Saving Strategy for Small Business
Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings. Written by: Sean Marten Distributed: 2007-12-05 - Word Count: 345 - Viewed: 630 - Votes: 2 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/f/4th-qtr-tax-strategy.shtml | |
| 26 |
A Better Way To Sell A Structured Settlement - Via Auction
Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system. Written by: Clayton Frantz Distributed: 2007-11-30 - Word Count: 1342 - Viewed: 309 - Votes: 1 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/f/sell-a-structured-settlement.shtml | |
| 27 |
Small Business and Work Opportunity Tax Act of 2007
The 2007 Small Business Tax Act ("SBTA") targets a number of situations, namely, small businesses by providing tax incentives such as extending and enhancing the Code Sec. 179 expensing, extending the Work Opportunity Tax Credit, etc. To make the new bill revenue neutral, revenue raising provisions were inserted, namely expansion of Code Sec. 1(g)'s Kiddie Tax Written by: Michael Schlesinger Distributed: 2007-11-27 - Word Count: 998 - Viewed: 225 - Votes: 0 http://thePhantomWriters.com/free_content/db/s/work-opportunity-tax-act.shtml | |
| 28 |
The Tale Of A 100 Traders And 1 Trading System
100 traders were subscribed to and given a stock pick from a highly reputable trader/advisor. The pick came with entry price, stop loss and method of trail. His accuracy in the past has made him second to none, however very few of his clients can make the sort of returns he does, even though they follow his stock picks religiously. Written by: Dean Whittingham Distributed: 2007-11-15 - Word Count: 728 - Viewed: 278 - Votes: 1 - Rating: 5.00 http://thePhantomWriters.com/free_content/db/w/tale-of-traders.shtml | |
| 29 |
Equipment Financing and The Five Cs of Credit Evaluation
Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense. Written by: Sean Marten Distributed: 2007-10-17 - Word Count: 698 - Viewed: 343 - Votes: 0 http://thePhantomWriters.com/free_content/db/m/equipment-financing.shtml | |
| 30 |
Selecting Between a 401(k) And 403(b) For a Nonprofit
Newly released IRS regulations impose several new requirements and fiduciary responsibilities on employers with 403(b) plans. While the regulations generally don't take effect until January 1, 2009, there are some provisions that apply sooner. Written by: Daniel Lamaute Distributed: 2007-10-11 - Word Count: 333 - Viewed: 603 - Votes: 0 http://thePhantomWriters.com/free_content/db/l/401k-vs-403b-for-nonprofits.shtml | |
| 31 |
Where to Start When You Have Bad Credit
Whether they realize it or not, more people than ever have bad credit. When it comes to buying a home, this is bad news for the prospective buyer. If you are ready to buy a home, you need good credit in order to impress the lenders you will be asking to loan you money. But sometimes it can be confusing to see where you should begin to repair your credit. With so many leaks in your financial history, how do you begin to plug them up? Written by: Grant Eckert Distributed: 2007-10-10 - Word Count: 569 - Viewed: 240 - Votes: 0 http://thePhantomWriters.com/free_content/db/e/you-have-bad-credit.shtml | |
| 32 |
401K Loans for Emergencies
For many people the quickest way for them to access an emergency loan quickly is to tap their credit cards, or their retirement account. But these methods have their drawbacks. Credit cards generally carry high double digit interest rates and wicked fees. On the other hand, early withdrawals from an IRA or 401K can trigger tax and penalties of up to 45% of the money withdrawn. Written by: Daniel Lamaute Distributed: 2007-10-10 - Word Count: 343 - Viewed: 334 - Votes: 2 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/l/401k-loans-for-emergencies.shtml | |
| 33 |
The Panic Of 2007 - The Recent Volatile Markets Explained
This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998. Written by: John F. Mauldin Distributed: 2007-08-28 - Word Count: 5305 - Viewed: 375 - Votes: 2 - Rating: 3.50 http://thePhantomWriters.com/free_content/db/m/market-panic-of-07.shtml | |
| 34 |
Subprime and the Fugu Ultimatum
This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998. Written by: John F. Mauldin Distributed: 2007-08-24 - Word Count: 4635 - Viewed: 276 - Votes: 2 - Rating: 3.50 http://thePhantomWriters.com/free_content/db/m/the-fugu-ultimatum.shtml | |
| 35 |
Automated Trading Systems For Financial Markets And Recommendations For Their Usage
Today, using information and trading platforms has become a de facto requirement for successful trading in the financial markets. Their advantages as compared to conventional trading schemes include, for example, an unprecedented speed of processing and delivery of information to end users, the level of integration with data providers, and a wide array of built-in technical analysis instruments. Written by: Nikita Laukhin Distributed: 2007-07-31 - Word Count: 2011 - Viewed: 348 - Votes: 2 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/l/automated-trading-systems.shtml | |
| 36 |
How An Envelope Online Budgeting System Can Help You Take Control Of Your Finances
Have you ever felt that your hard-earned cash is slipping through your fingers? Are you genuinely surprised by how much money you and your family spend? Do you regularly run out of money before the end of the month? Are you racking up credit card debts to fund the difference between what you earn and what you spend? Do you wish that you had more control over your personal budget or your household budget? Don't just sit there, take control over your finances. Written by: Gust Lenglet Distributed: 2007-06-22 - Word Count: 626 - Viewed: 360 - Votes: 2 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/l/envelope-online-budgeting-system.shtml | |
| 37 |
How Generation *R* Got It Right!
Who is generation R? I'll tell you, they are our retired mothers and fathers, and even our grandparents who were born in the 20's and 30's. Why am I writing about this generation of people? Written by: Kent Jacobson a.k.a. Mr. Success Distributed: 2007-06-14 - Word Count: 472 - Viewed: 574 - Votes: 2 - Rating: 0.50 http://thePhantomWriters.com/free_content/db/j/generation-r.shtml | |
| 38 |
Reduce The Stress Of Home Selling By Making Good Decisions Early
Relocating is always a difficult thing to do, and selling your current home will only add to the hassle. Being able to quickly find a buyer for your home is ideal. Having an unoccupied home you have to continue paying for becomes a real financial burden, especially when the selling process drags on for a long period of time. Selling your home before you begin paying for another one is the best alternative for your bank account. Written by: Claudia Abberley Distributed: 2007-06-12 - Word Count: 1117 - Viewed: 410 - Votes: 2 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/a/home-selling-good-decisions.shtml | |
| 39 |
Direct Lender And Commercial Mortgage Broker Differences.
Navigating the seemingly dangerous waters of lending can be tricky. But let's face facts, you need money for a building and don't have it. The good news is: money is more available now than ever before and in today's market the rates are better than ever. Written by: Kirkham Burbidge Distributed: 2007-05-01 - Word Count: 1216 - Viewed: 447 - Votes: 3 - Rating: 0.66 http://thePhantomWriters.com/free_content/db/b/commercial-mortgage-broker-differences.shtml | |
| 40 |
Credit Card Companies Reward Consumers Who Shop Around
With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers. Written by: Braxton Heitz Distributed: 2007-03-21 - Word Count: 1159 - Viewed: 388 - Votes: 2 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/h/credit-card-reward-consumers.shtml | |
| 41 |
Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living
Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life. Written by: Braxton Heitz Distributed: 2007-03-20 - Word Count: 948 - Viewed: 328 - Votes: 1 - Rating: 1.00 http://thePhantomWriters.com/free_content/db/h/student-credit-cards-foundation.shtml | |
| 42 |
Is There A Perfect Storm Brewing For Single Family?
A glut of new construction combined with higher than normal resale inventory, plus a sharp increase in foreclosures is leading to massive oversupplies of single family housing in most areas of the country. Written by: Donna Robinson Distributed: 2007-03-19 - Word Count: 921 - Viewed: 409 - Votes: 3 - Rating: 2.66 http://thePhantomWriters.com/free_content/db/r/single-family.shtml | |
| 43 |
How The Internet Has Changed The World...
As most of us sit down at our computers each day, we might realize that we have begun to take this Information Age for granted. What would we do if we did not have 24/7 Internet connections to keep us connected to the world? Written by: Braxton Heitz Distributed: 2007-03-19 - Word Count: 1379 - Viewed: 351 - Votes: 2 - Rating: 1.50 http://thePhantomWriters.com/free_content/db/h/internet-changed-the-world.shtml | |
| 44 |
Check The Appraisal Carefully To Avoid Being A Fraud Victim
There is a type of fraud in which an unsuspecting Real Estate investor believes he is buying a property worth a certain amount, when in reality the property is worth much less. This places the investor in a hopelessly upside down situation, owing more money than the property will ever be worth. Written by: Donna Robinson Distributed: 2007-03-15 - Word Count: 893 - Viewed: 319 - Votes: 2 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/r/check-the-appraisal-carefully.shtml | |
| 45 |
What My Mother Taught Me About Credit Cards And Family Finances
My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair. Written by: Braxton Heitz Distributed: 2007-03-14 - Word Count: 1285 - Viewed: 323 - Votes: 4 - Rating: 4.25 http://thePhantomWriters.com/free_content/db/h/credit-cards-family-finances.shtml | |
| 46 |
Mortgage Arrears And Repossession Guide -- How To Prevent Repossession
A look at what happens when you fall into debt and fail to keep up to date on your mortgage payments. Including an overview of the repossession process. Written by: James Copper Distributed: 2007-03-09 - Word Count: 1084 - Viewed: 488 - Votes: 3 - Rating: 3.33 http://thePhantomWriters.com/free_content/db/c/prevent-repossession.shtml | |
| 47 |
Your Credit Rating And Loans - The Facts
An overview of how credit scoring works and how it affects your ability to get financing. Written by: James Copper Distributed: 2007-03-07 - Word Count: 679 - Viewed: 427 - Votes: 4 - Rating: 2.25 http://thePhantomWriters.com/free_content/db/c/your-credit-rating.shtml | |
| 48 |
3 Classic No Down Payment Strategies
Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work? There are several * classic * methods commonly used to purchase real estate with no money down. There are an infinite variety of situations in a real estate transaction that could lead to a deal with no down payment. But for the sake of reality, I will focus on those that are most commonly seen in the current market. Written by: Donna Robinson Distributed: 2007-03-02 - Word Count: 1114 - Viewed: 402 - Votes: 2 - Rating: 5.00 http://thePhantomWriters.com/free_content/db/r/no-down-payment-strategies.shtml | |
| 49 |
Ten Important Questions To Ask Your Mortgage Loan Broker
A list of ten questions that you need to consider and ask your mortgage broker before you take out a home loan. Written by: James Copper Distributed: 2007-02-20 - Word Count: 820 - Viewed: 464 - Votes: 5 - Rating: 2.80 http://thePhantomWriters.com/free_content/db/c/ten-questions-loan-broker.shtml | |
| 50 |
Protecting Assets from Nursing Home Costs
About protecting senior/elder assets before entering nursing home. Planning for your retirement by reducing your nursing home costs has to be done early and definitively 5 years before you plan to get sick. If offering is a taxable gift then taxes are paid on the gift by the transferor; oppositely, the receiver obtains the gift tax-free. Written by: Rocco Beatrice Distributed: 2007-01-24 - Word Count: 470 - Viewed: 681 - Votes: 3 - Rating: 2.33 http://thePhantomWriters.com/free_content/db/b/protecting-assets-nursing-home.shtml | |
| 51 |
Medicaid Asset Protection
Learn how to include senior Medicaid asset protection as part of your senior tax planning strategies. What are the tax implications of Medicaid and why it needs to be planned carefully? About seniors Medicaid asset protection as part of the senior tax planning strategies. Explains the new 5-year look back provisions for seniors to qualify for Medicare assistance into nursing home program. Written by: Rocco Beatrice Distributed: 2007-01-23 - Word Count: 646 - Viewed: 408 - Votes: 2 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/b/medicaid-asset-protection-taxes.shtml | |
| 52 |
Questions to Ask Your Realtor
When you begin your search for a new home, especially if you are a first time home buyer, choosing the right Realtor may be the most important decision you make. Written by: Clint Wooley Distributed: 2007-01-23 - Word Count: 380 - Viewed: 375 - Votes: 2 - Rating: 1.50 http://thePhantomWriters.com/free_content/db/w/ask-your-realtor.shtml | |
| 53 |
How to Hide Assets
How to hide your assets by repositioning your assets through an irrevocable trust with an independent trustee. Written by: Rocco Beatrice Distributed: 2007-01-19 - Word Count: 507 - Viewed: 356 - Votes: 2 - Rating: 1.50 http://thePhantomWriters.com/free_content/db/b/how-to-hide-assets.shtml | |
| 54 |
Hide My Assets From Medicare
How the new Medicaid spend-down provisions can affect seniors and what are the options to obtain government assistance for the Medicare nursing home program. Written by: Rocco Beatrice Distributed: 2007-01-18 - Word Count: 740 - Viewed: 457 - Votes: 4 - Rating: 0.75 http://thePhantomWriters.com/free_content/db/b/hide-my-assets-medicare.shtml | |
| 55 |
Reasons to Be Pre-approved
Taking the time to apply for a mortgage before beginning your home search and being able to make offers based on a pre-approval can speed the buying process and give you additional negotiating power. Written by: Clint Wooley Distributed: 2007-01-18 - Word Count: 322 - Viewed: 384 - Votes: 3 - Rating: 2.33 http://thePhantomWriters.com/free_content/db/w/reasons-to-be-pre-approved.shtml | |
| 56 |
Buyer's Market, Seller's Market? A Market in Transition
The national home market is in transition at the moment, most markets already showing signs of slowing and increased inventory. Now may be the best time to buy! Written by: Clint Wooley Distributed: 2007-01-16 - Word Count: 423 - Viewed: 355 - Votes: 3 - Rating: 3.33 http://thePhantomWriters.com/free_content/db/w/a-market-in-transition.shtml | |
| 57 |
Finding the Perfect Home - Does it Exist?
There is no 'perfect home', but there is the 'best' home to suit your needs...here are some tips to keep in mind during your search for a new home. Written by: Clint Wooley Distributed: 2007-01-11 - Word Count: 396 - Viewed: 289 - Votes: 2 - Rating: 1.50 http://thePhantomWriters.com/free_content/db/w/finding-the-perfect-home.shtml | |
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Understanding the Mortgage Process
Understanding what will happen during the process of applying for a mortgage through closing can remove some of the anxiety of an already stressful venture. This is a brief, but useful overview that was created from real-world situations. Written by: Clint Wooley Distributed: 2007-01-10 - Word Count: 652 - Viewed: 402 - Votes: 4 - Rating: 2.75 http://thePhantomWriters.com/free_content/db/w/understanding-the-mortgage-process.shtml | |
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Making Offers and Negotiating on Homes
A realistic approach to making offers and negotiating to get the most home for your money, this article has everyday, practical suggestions about how to make offers and negotiate through your Realtor. Written by: Clint Wooley Distributed: 2007-01-09 - Word Count: 683 - Viewed: 495 - Votes: 5 - Rating: 3.60 http://thePhantomWriters.com/free_content/db/w/offers-and-negotiating-homes.shtml | |
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Why You Should Buy a Home Now
These days there is literally too much information for first time homebuyers to make a decision sometimes. Fear can prevent first time home buyers from ever acting on their dream of home ownership. When you look at facts, though, buying a home makes as much sense now as it ever has. Written by: Clint Wooley Distributed: 2007-01-09 - Word Count: 588 - Viewed: 389 - Votes: 2 - Rating: 2.50 http://thePhantomWriters.com/free_content/db/w/buy-a-home-now.shtml | |
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Closing on Your Home
The closing process of purchasing a home can be one of the most confusing parts. This article is an attempt to help first time home buyers understand the basics of the process to settle fears and anxieties about the process. Written by: Clint Wooley Distributed: 2007-01-08 - Word Count: 430 - Viewed: 342 - Votes: 4 - Rating: 4.50 http://thePhantomWriters.com/free_content/db/w/closing-on-your-home.shtml | |
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How To Beat Your Banker At Their Own Game Using Loopholes In Their Own Rules
Imagine what it would be like if you could pay off your mortgage sooner than anticipated. Sure, we all think about it, we tell ourselves that next year we will start paying more than is required each month, or that once we pay off the car loan, we can put more money to that mortgage. Unfortunately, many homeowners never seem to have that extra money to put towards their mortgage payments. Written by: Jeff Spellman Distributed: 2006-12-26 - Word Count: 854 - Viewed: 502 - Votes: 4 - Rating: 2.50 http://thePhantomWriters.com/free_content/db/s/beat-your-banker.shtml | |
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How Foreclosures Work and Steps You Can Take To Avoid Foreclosure
A lender provides you with a mortgage and the home is considered to be collateral until you pay off the mortgage in full and with interest. If you stop making payments on your mortgage, the lender has the legal right to foreclose and take possession of your home in order to recoup the money that they originally loaned you. Written by: Jeff Spellman Distributed: 2006-12-21 - Word Count: 1232 - Viewed: 631 - Votes: 3 - Rating: 2.66 http://thePhantomWriters.com/free_content/db/s/how-foreclosures-work.shtml | |
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Don't Hate The Rich - Be One Of Them!
When I was a child, growing up on the farm in North Carolina ( extremely poor), my grandmother's favorite saying seemed to be "Money doesn't grow on trees!" Written by: Willie Crawford Distributed: 2006-11-14 - Word Count: 1439 - Viewed: 359 - Votes: 2 - Rating: 1.50 http://thePhantomWriters.com/free_content/db/c/dont-hate-the-rich.shtml | |
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30 Seconds to Creating an Awesome Checkbook Balance
Have you ever watched a squirrel balancing up on the highwires? He actually makes the balancing act look easy, doesn't he? I always wonder what will happen to the squirrel should he lose his balance. You see, the highwires are not part of his natural habitat. They are manmade, and he has no safety cushion built in to protect him. Written by: Darlene Arechederra Distributed: 2006-11-02 - Word Count: 506 - Viewed: 538 - Votes: 2 - Rating: 2.50 http://thePhantomWriters.com/free_content/db/a/checkbook-balance.shtml | |
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Affordable Health Insurance Options in Ohio - An Interview With Ohio Department of Insurance Director Ann Womer Benjamin
What options are available for Ohioans who do not have access to employee or government health insurance plans? Ohio Department of Insurance Director, Ann Womer Benjamin, discusses Health Savings Accounts, Open Enrollment, the Massachusetts model, and pending health coverage legislation in Ohio. Written by: Erin Shaughnessy Distributed: 2006-10-31 - Word Count: 730 - Viewed: 423 - Votes: 3 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/s/affordable-health-insurance.shtml | |
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Advertising Cheaply And Effectively
Advertising is the lifeblood of your business. To be effective you will need to advertise on a regular basis. One advertisement rarely brings instant results. Your potential customer needs to see your ads several times before purchasing. Written by: Cathy Qazalbash Distributed: 2006-10-27 - Word Count: 372 - Viewed: 468 - Votes: 3 - Rating: 3.33 http://thePhantomWriters.com/free_content/db/q/advertising-cheap.shtml | |
| 68 |
The True Cost Of Smoking, Literally
What would you and your partner do with £407,887.50? Spend it on cigarettes perhaps? Well, if you and your partner both smoke 60 cigarettes a day between you, and you both smoke for another 50 years, this is exactly how much it will cost you. Written by: Dave Sabat Distributed: 2006-10-26 - Word Count: 557 - Viewed: 452 - Votes: 3 - Rating: 0.66 http://thePhantomWriters.com/free_content/db/s/true-cost-of-smoking.shtml | |
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Why Forex Trading Is So Popular
The Forex market is often more appealing to people that like to live on the edge. There is more uncertainty by far and the rewards of knowing when to buy and sell can be immense. For those of you who don't know, the Forex stands for, Foreign Exchange Market. Written by: Richard Goldberg Distributed: 2006-10-12 - Word Count: 503 - Viewed: 464 - Votes: 3 - Rating: 3.66 http://thePhantomWriters.com/free_content/db/g/why-forex-is-popular.shtml | |
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What Does Short, Long, Flat And Square Mean In Forex Trading?
Short, long, square and flat explained in terms of forex trading (Spot FX). Written by: Sam Beatson Distributed: 2006-10-11 - Word Count: 525 - Viewed: 599 - Votes: 3 - Rating: 2.00 http://thePhantomWriters.com/free_content/db/b/short-long-flat-and-square.shtml | |
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Developing a 401k Strategy In The Modern Employment Market
What is the biggest pain that comes with every job search? I'm not talking about the job search itself, I'm talking about some of the typical "housekeeping" that you have to do. Is it file for unemployment? Is it refigure your budget? Is it developing a new schedule? For me, one of the biggest hassles is figuring out what to do with my 401k account. Written by: Jason Alba Distributed: 2006-10-04 - Word Count: 870 - Viewed: 520 - Votes: 4 - Rating: 2.25 http://thePhantomWriters.com/free_content/db/a/developing-a-401k-strategy.shtml | |
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Your Home: A Powerful Tax Advantage
Afraid of the big commitment? Home ownership is always an excellent investment offering discounts every year and guaranteed retirement savings. It can be one of the best investments anyone can make. Written by: Mark Felder Distributed: 2006-09-29 - Word Count: 319 - Viewed: 380 - Votes: 3 - Rating: 3.33 http://thePhantomWriters.com/free_content/db/f/your-home-powerful-tax-advantage.shtml | |
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How To Pay For The Finer Things In Life
Everyone likes to enjoy luxury, but often the average consumer does not consider himself financially able to do so. The truth is, that with a good budget and smart financial planning, many people can afford to treat themselves to fineries they may not have considered a possibility. Written by: Emerson Lockwood Distributed: 2006-09-28 - Word Count: 605 - Viewed: 340 - Votes: 2 - Rating: 0.50 http://thePhantomWriters.com/free_content/db/l/how-to-pay-for-the-finer-things.shtml | |
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How to Find Financial Freedom
Many people make finding financial freedom harder than what it actually is. In order to find financial freedom all you have to do is follow a few simple steps. Written by: Kent Jacobson a.k.a. Mr. Success Distributed: 2006-09-26 - Word Count: 457 - Viewed: 396 - Votes: 2 - Rating: 3.50 http://thePhantomWriters.com/free_content/db/j/find-financial-freedom.shtml | |
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Tax Free Retirement Income with the Roth IRA and Roth 401(k)
Under this year's new tax rules it's possible to have a Roth 401(k) in addition to a Roth IRA for Tax Free Retirement Income. Written by: Daniel Lamaute Distributed: 2006-09-26 - Word Count: 435 - Viewed: 667 - Votes: 5 - Rating: 2.60 http://thePhantomWriters.com/free_content/db/l/free-retirements.shtml | |
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How Secure is Your Future?
In today's fast changing world do you know if your J.O.B. is secure? Are you prepared for what the future holds in store for you? Will you have enough in your retirement fund to have you lead the lifestyle you have dreamed of in those "Golden Years?" Written by: Angela Recchia Distributed: 2006-09-15 - Word Count: 485 - Viewed: 536 - Votes: 2 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/r/how-secure-is-your-future.shtml | |
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Retirement: What Should I Save, When?
Who can save for retirement? It's hard enough just keeping up with today's expenses. But like it or not, a fairy godmother is not going to appear in your later life to take care of you. You need to plan ahead, and the sooner the better. Written by: Robert Wade Distributed: 2006-09-15 - Word Count: 529 - Viewed: 479 - Votes: 5 - Rating: 1.80 http://thePhantomWriters.com/free_content/db/w/retirement-what-to-save-and-when.shtml | |
| 78 |
The Dangers of Predatory Lending and Loan Fraud
Predatory lending in an unregulated practice typically affecting women, minorities and elderly individuals. This practice involves unfair, discriminatory lending practices, often for mortgage or refinance loans, including (but not limited to): Written by: Robert Wade Distributed: 2006-09-13 - Word Count: 443 - Viewed: 454 - Votes: 3 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/w/predatory-lending-and-loan-fraud.shtml | |
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Are You Working Too Hard At Saving Money?
You work hard for your money. And chances are, you work even harder to 'save' some of that money. But what happens when a year later you're not any closer to achieving your savings goal? That's exactly what happened to Heather. See if you can relate to her experience during rush hour on a sweltering, humid evening not too long ago... Written by: Darlene Arechederra Distributed: 2006-08-29 - Word Count: 702 - Viewed: 379 - Votes: 6 - Rating: 3.50 http://thePhantomWriters.com/free_content/db/a/working-too-hard-to-save-money.shtml | |
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Profitability: How To Get From Just Enough To Extra
During the last Heart of Money class someone was asking why scraping by is the norm, and it's so hard to come by having extra money. It came up in the context of paying yourself first. I had told them that you have to pay yourself first, into a savings account or other account, before you paid your bills. "How in the heck can I pay myself first, when it feels like I don't have anything left over after my expenses are paid?" Written by: Mark Silver Distributed: 2006-08-29 - Word Count: 959 - Viewed: 509 - Votes: 2 - Rating: 2.50 http://thePhantomWriters.com/free_content/db/s/extra-profitability.shtml | |
| 81 |
Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan
If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match-even if it is only a percentage of your contribution and not a dollar for dollar match. Written by: James Lange Distributed: 2006-08-24 - Word Count: 354 - Viewed: 379 - Votes: 4 - Rating: 1.50 http://thePhantomWriters.com/free_content/db/l/employer-matching-retirement-plan.shtml | |
| 82 |
Identity Theft: The New Threat to Your Credit
When we think of thieves, images of burglars creeping into homes and apartments come to mind. However, there are new thieves that can take much more than your money or possessions. If your personal information falls into the hands of an identity thief, your credit and finances can be ruined. Written by: Josh Pike Distributed: 2006-08-24 - Word Count: 363 - Viewed: 1431 - Votes: 3 - Rating: 4.00 http://thePhantomWriters.com/free_content/db/p/new-credit-threat-identity-theft.shtml | |
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Identity Theft: How Can You Protect Yourself?
Yes, it can happen to you - from seemingly minor credit card use just one dispute away, to full-fledged devastation where multiple people use your social security number to acquire jobs - making you responsible for thousands of dollars in taxes. Both Gartner Research and Harris Interactive estimate about seven million people have fallen victim to identity theft, which equals 799 people each hour or 19,178 each day. Not all incidents are easy to resolve, either. The average identity theft victim spends 600 hours conducting tasks to recover from the crime, while some never recover. Written by: Robert Wade Distributed: 2006-08-23 - Word Count: 474 - Viewed: 291 - Votes: 4 - Rating: 2.25 http://thePhantomWriters.com/free_content/db/w/protect-from-identity-theft.shtml | |
| 84 |
A Recipe for Good Credit
If your credit is not as good as you want it to be, take action now! It's easier than you think to improve your credit. Written by: Josh Pike Distributed: 2006-08-17 - Word Count: 369 - Viewed: 459 - Votes: 2 - Rating: 3.00 http://thePhantomWriters.com/free_content/db/p/recipe-for-good-credit.shtml | |
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Credit Score Essentials
Most credit scoring systems are calculated from all the different credit data in your credit report. This data is grouped into five categories: Written by: Josh Pike Distributed: 2006-08-10 - Word Count: 319 - Viewed: 319 - Votes: 2 - Rating: 4.50 http://thePhantomWriters.com/free_content/db/p/credit-score-essentials.shtml | |
| 86 |
DRiP Investing: Helping Beginners Get a Foot in the Door
Are you one of those nay-sayers who feels its simply impossible to save on the meager salary you bring home each month? Do you picture those with portfolios balanced in stocks and bonds as suits-draped Wall Street gurus glued to their Ameritrade account on a daily basis, trading and balancing risk each morning? Think again. Written by: Robert Wade Distributed: 2006-08-09 - Word Count: 387 - Viewed: 471 - Votes: 2 - Rating: 4.50 http://thePhantomWriters.com/free_content/db/w/beginners-guide-to-drip-investing.shtml | |
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Credit: How to Get It, Build It, and Use It!
When Jorge Rojas applied for a cell phone, he hoped that the contract provider wouldn't check his credit history-not because it was bad, but because it didn't | |