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14 Most Recent Articles
Written By: Darlene Arechederra

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1   30 Seconds to Creating an Awesome Checkbook Balance
Have you ever watched a squirrel balancing up on the highwires? He actually makes the balancing act look easy, doesn't he? I always wonder what will happen to the squirrel should he lose his balance. You see, the highwires are not part of his natural habitat. They are manmade, and he has no safety cushion built in to protect him.
Written by: Darlene Arechederra
Distributed: 2006-11-02 - Word Count: 506 - Viewed: 606 - Votes: 2 - Rating: 2.50
http://thePhantomWriters.com/free_content/db/a/checkbook-balance.shtml

2   Can Faith and Patience Help You Save More Money?
It's hard to be patient at times, isn't it? It's even more difficult when things aren't going our way. Makes us want to jump right in there and *make things happen.* But, is it a signal that perhaps we should do the very opposite instead? Should we just sit tight?
Written by: Darlene Arechederra
Distributed: 2006-09-14 - Word Count: 787 - Viewed: 504 - Votes: 3 - Rating: 2.66
http://thePhantomWriters.com/free_content/db/a/faith-and-patience-saves-money.shtml

3   Money Integrity: Teach Your Children Well
We think of integrity as doing the right thing when no one is looking. But, does this hold true for money, too? Share with your children the values you'd like them to carry into adulthood. We have opportunities to teach our children, even in unexpected ways!
Written by: Darlene Arechederra
Distributed: 2006-09-05 - Word Count: 471 - Viewed: 643 - Votes: 2 - Rating: 1.00
http://thePhantomWriters.com/free_content/db/a/money-integrity-for-children.shtml

4   Are You Working Too Hard At Saving Money?
You work hard for your money. And chances are, you work even harder to 'save' some of that money. But what happens when a year later you're not any closer to achieving your savings goal? That's exactly what happened to Heather. See if you can relate to her experience during rush hour on a sweltering, humid evening not too long ago...
Written by: Darlene Arechederra
Distributed: 2006-08-29 - Word Count: 702 - Viewed: 427 - Votes: 6 - Rating: 3.50
http://thePhantomWriters.com/free_content/db/a/working-too-hard-to-save-money.shtml

5   Bosses Day: 25 Wallet-Friendly Gift Ideas
Bosses Day is right around the corner again -- but no need to panic! You still have plenty of time to find a great gift. The good news is that finding the perfect gift for your boss doesn't need to drain your wallet. Read on for some practical and low-cost gift ideas, including gifts for bosses with special circumstances.
Written by: Darlene Arechederra
Distributed: 2006-08-23 - Word Count: 799 - Viewed: 612 - Votes: 4 - Rating: 3.75
http://thePhantomWriters.com/free_content/db/a/25-gift-ideas-bosses-day.shtml

6   Saving, Spending and Sabotage!
I confess - I should've seen it coming. But, I didn't. Late evening last week, I was at the halfway mark of my three-mile walk. I paused just long enough to glance up at my home, as my pet-friendly blinds were moving slightly.
Written by: Darlene Arechederra
Distributed: 2006-08-16 - Word Count: 606 - Viewed: 369 - Votes: 5 - Rating: 2.80
http://thePhantomWriters.com/free_content/db/a/saving-spending-and-sabotage.shtml

7   10 Simple Ways to Create Your First Back-to-School Fund
If you're looking for a *practical* reason to save, how about building a Back-to-School Fund? It can help you limit or even avoid using a credit card for back-to-school shopping.
Written by: Darlene Arechederra
Distributed: 2006-07-26 - Word Count: 589 - Viewed: 1340 - Votes: 5 - Rating: 2.60
http://thePhantomWriters.com/free_content/db/a/create-first-back-to-school-fund.shtml

8   How to Grow Your Very Own Money Tree
Okay. So money doesn't really grow on trees. Unless you plant your own Mighty Money Tree, that is! Imagine that only a few moments ago you planted a young sapling in your back yard.
Written by: Darlene Arechederra
Distributed: 2004-11-18
http://thePhantomWriters.com/free_content/d/a/your-own-money-tree.shtml

9   Meatballs: Friend, or Foe?
We all have those moments, don't we? We're right in the middle of a project, and it's simply not going well. Like me, you may find yourself becoming irritated, wishing you could find an easier way to get the job done (or even eliminate it completely.) I'd settle for a tool that would make quick work of it. Life is just too precious to spend time being irritated.
Written by: Darlene Arechederra
Distributed: 2004-10-28
http://thePhantomWriters.com/free_content/d/a/use-the-right-tools.shtml

10   Unique Gifts: Ideas for All Seasons
There's an alternative to buying gifts that sit on a shelf waiting for the next garage sale. For something completely unique, why not consider gifts that *keep on giving* for your friends, co-workers or loved ones?
Written by: Darlene Arechederra
Distributed: 2004-10-20
http://thePhantomWriters.com/free_content/d/a/unique-gift-ideas.shtml

11   Bosses Day: 25 Gift Ideas for Your Wallet
Finding the perfect gift for your boss doesn't need to leave your wallet empty. Read on for some low-cost gift ideas -- including gifts for bosses with special circumstances.
Written by: Darlene Arechederra
Distributed: 2004-10-12
http://thePhantomWriters.com/free_content/d/a/gifts-4-bosses-day.shtml

12   Saving Money: Finding What Works for You
not all money-saving strategies come naturally to everyone. For me, there's one that creates more stress in my busy world. It works for others, but not for me. I'm talking about collecting and using coupons to save even more money while shopping.
Written by: Darlene Arechederra
Distributed: 2004-10-05
http://thePhantomWriters.com/free_content/d/a/saving-money-your-way.shtml

13   Money Integrity: Teach Your Children Well
We think of integrity as doing the right thing when no one is looking. Does this hold true for money, too? Share with your children the money values you'd like them to carry into adulthood. We have opportunities to teach our children, even in unexpected ways!
Written by: Darlene Arechederra
Distributed: 2004-04-28
http://thePhantomWriters.com/free_content/d/a/teach-your-children.shtml

14   Your Income Tax Refund: Sofa, Pecs, or Freedom?
Will this year*s refund bring you a new sofa, Perfect Pecs, or the Feel of Freedom? You have the *power* in the palm of your hand -- to take a huge step forward in your financial life. I hate to admit it, but I almost bought the Pecs. I opened a colorful brochure that caught my eye...
Written by: Darlene Arechederra
Distributed: 2004-04-28
http://thePhantomWriters.com/free_content/d/a/income_tax_refund.shtml



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